Catenaa, Friday, September 05, 2025- A new survey by Aviva shows that 27% of UK adults are open to including cryptocurrencies in their retirement savings, underscoring the growing appeal of digital assets as part of long-term financial planning.
The poll, conducted by Censuswide in early June, found that more than 40% of respondents cited higher return potential as the main attraction.
About 23% said they would consider withdrawing pension funds to invest directly in crypto, a move that could channel billions into digital assets from the country’s £3.8 trillion pension market.
The findings highlight a sharp contrast with the United States, where President Donald Trump recently signed an executive order allowing 401(k) plans to include Bitcoin and other cryptocurrencies, unlocking access to more than $9 trillion in retirement savings.
Despite the rising interest, crypto-linked pension products remain limited in the UK, pushing investors toward direct trading platforms such as Binance and Coinbase.
Younger savers were found to be the most engaged, with nearly one in five adults aged 25 to 34 admitting to using pension funds to buy crypto.
Security, regulation, and volatility remain leading concerns. Aviva reported that 41% of respondents feared hacking risks, while 37% worried about weak consumer protections.
Michele Golunska, Aviva’s managing director of wealth and advice, cautioned that traditional pensions still carry unique benefits such as employer contributions and tax relief.
The survey comes as the UK prepares to enforce new crypto reporting rules in January 2026, requiring firms to log detailed personal data for every trade and transfer.
