Catenaa, Monday, April 28, 2025- Huma Finance, the first PayFi network, has officially launched Huma 2.0, a real-yield platform built on the Solana blockchain.
The launch offers a global solution to generate stable, real-world yield from payment financing related to everyday commerce and trade activities. This development allows individual users to access a stable form of yield that was traditionally available only to institutional investors.
The platform’s existing permissioned service has been rebranded as Huma Institutional to continue catering to institutional clients.
Huma 2.0 offers users two participation modes: Classic Mode, which provides stable USDC yields with monthly updates, and Maxi Mode, designed for those seeking to earn Huma Feather rewards at five times the base rate, without USDC yields.
The platform also introduces composability with the $PST (PayFi Strategy Token), a liquid LP token that enables integration with leading Solana DeFi protocols.
These integrations allow users to trade, use $PST as collateral, and increase rewards through optional capital lock-up terms.
Huma Finance’s PayFi network has grown rapidly, processing over $3.8 billion in transactions and generating $8 million in annual revenue. Unlike DeFi yields often tied to token incentives, Huma’s yields come from fees paid by businesses in the network, ensuring consistent double-digit returns.
Huma 2.0 is positioned to transform the DeFi landscape by offering stable, tangible yields grounded in real-world economic activities, making it less reliant on volatile crypto markets.
