Catenaa, Friday, September 05, 2025- Crypto exchange Gemini has launched a Ripple XRP edition of its credit card, allowing users to earn up to 4% back in XRP on select purchases.
The card offers 4% back on gas, EV charging, and rideshare, 3% on dining, 2% on groceries, and 1% on other spending.
Gemini is also partnering with select merchants to provide up to 10% back on qualifying transactions for all Gemini Credit Card holders.
The new XRP card coincides with Gemini’s broader expansion of Ripple USD (RLUSD) stablecoin access.
Traders can now more easily convert RLUSD to other assets within the Gemini platform. The credit card carries no annual fees, no crypto reward redemption fees, and no foreign transaction fees.
Tyler Winklevoss, Gemini co-founder and CEO, described the XRP edition as a “bridge to the future of finance,” emphasizing opportunities for users and the XRP community to earn and engage with the token.
Ripple CEO Brad Garlinghouse highlighted that with over 55 million Americans holding crypto, tools like the XRP Credit Card make everyday spending a way to connect with digital assets and move money more efficiently.
The Gemini XRP Credit Card is now available for applications, marking another step in integrating cryptocurrency into mainstream financial products while expanding Ripple’s presence in US consumer markets.
