Catenaa, Friday, August 22, 2025- Coinbase is positioning stablecoins as the central engine for AI-driven payments, aiming to enable real-time transactions between bots, apps, and software without relying on traditional financial systems.
The company hosted a Brooklyn hackathon where roughly 100 developers from multiple countries built prototypes allowing AI tools and platforms to send and receive stablecoin payments instantly.
The event focused on applications such as publishing platforms paying writers instantly, chatbots charging micropayments per query, and group marketplaces transacting without banks or payment processors.
Coinbase promoted its open-source protocol, x402, designed for seamless stablecoin payments across digital platforms, echoing CEO Brian Armstrong’s long-term vision of a fully global, open financial system.
Developers integrated x402 into AI and software applications to enable microtransactions, cloud fee settlements, and digital content purchases.
Coinbase aims to become the go-to toolkit for developers, similar to Amazon Web Services’ role as the backbone of the internet, promoting stablecoins over speculative cryptocurrencies.
Congressional approval of the first U.S. stablecoin regulations this summer provides legal clarity, requiring issuers to hold reserves and paving the way for broader adoption.
Despite market enthusiasm, risks remain.
Stablecoin adoption faces slow consumer behavior change, AI unpredictability, and entrenched financial infrastructure.
